I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a cosolidation loan.
Is there help for me? Once i can get these loans paid I can start making reular monthly payments on my payday loans.
I know payday loans aren’t a good way to go but my credit isn’t that good & I only need 0. So I dont want to take out a huge loan from a big company.
I have a checking account-but my job doesnt offer direct deposit. So I just get a paper check every 2 weeks.
These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?