How does student loan debt affect my credit score?

Friday, June 26th, 2009

I am at the final stage of paying off my credit card balances.  Just one more month to go!  I’ve also already paid off my car loan 7 months before the maturation date.

Anyway, I still have close to $6,000 in student loan debts,  federal and private. But that’s it. I have never had any major credit problems. Will all this student loan debt have a negative impact on my credit score and rating? I always make the payments on time every month.



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